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  • Primary and excess coverage for risks requiring dedicated expertise, filling the gaps in the admitted market through flexibility of rate and form
  • Minimum premiums start at $25,000 and vary by class of business

Broad flexible risk appetite to underwrite risks written on Excess & Surplus (E&S) paper


Preferred Risks

Non-Preferred Risks

Product Liability

? Product manufacturers, distributors, and importers of many sub-classes

? Product recall and discontinued products

? Medical devices, drug /pharma, surgical equipment, latex gloves

? Aircraft products, asbestos, exterior insulation finishing system (EIFS)

General Casualty

? Bars/clubs, service contractors, equipment rental, habitational real estate, vegetation management, sexual misconduct liability (SML)

? Security services and janitorial operations

? Water parks

? Moving fairs and carnivals


Mining, oil and gas, gas stations, propane and fuel oil dealers, alternative energy, chemicals

Offshore exposure

Vehicular and Rail

? Excess coverage on dedicated (not for hire) fleets, metro transit authorities, school buses, charter buses, waste haulers, and non-emergency medical transport

? Freight and passenger railroads

? Trucking (for hire)

? Taxis

? Limousines

? Auto or bus rental or leasing companies

? Standalone hired or non-owned auto coverages

? Tow truck operators

Public Entity and Higher Education

Provide a broad range of coverages, capacity, and expertise tailored to the unique needs of municipalities, school districts and universities

Chronic traumatic encephalopathy (CTE) exposure


? General contractors and subcontractors

? General Liability-only wrap ups: Contractor Controlled Insurance Program (CCIP) and Owner Controlled Insurance Program (OCIP), project specific (non-wrap up), owner’s interest, and Owner Contractors Protective (OCPs)

? Infrastructure projects

? New York exposure

? Residential exposure



  • Freedom of rate and form allows Lexington underwriters to create innovative solutions for individual account’s needs

  • Underwriting experience and expertise




  • Dedicated Lexington claims team with expertise to handle the complexity of E&S risks

  • The financial strength of AIG

As the leading U.S. - based surplus lines insurer, Lexington Insurance Company provides innovative property, casualty, financial lines, healthcare, personal lines, and specialty lines coverage to address large, complex, unique, and emerging risks faced by companies of every size. Based on over 50 years of experience and backed by the strength of AIG, Lexington continues to deliver innovative protection solutions that help our clients keep pace with technology in a rapidly changing world.

Learn more about Lexington Surplus Lines

Learn more about Lexington Casualty